State Bank-in a Customer te hnena TDS cut a tum chungchang vel hi

State Bank-in a Customer te hnena

TDS cut a tum chungchang vel hi

- Laldinpuia

India rama Banking Sector lian ber, State Bank of India ina a hnuaia Bank Account nei reng reng te hnam pui (Schedule caste) a\anga hnem tenau (Schedule Tribe) te thlenga tun Financial year 2018-2019 March 2019 Quarter a\anga Fixed deposit emaw, Saving Account emaw a\anga kumkhata pawisa pung a\anga za zel a sawm (interest 10%), Pan Card nei tan leh Pan Card neilo tan 20% Central sawrkar sum atana laksak tura a tih hi tunlai kan thu buaipui mek a ni a. Mizoram a NGO te pawhin kan buaipui hle a nih hi.

Enge ni TDS chu? :

TDS kan tih chu ‘Tax Deduction at Source’ tihna mai a ni a. Mimal in sum a lakluh a\anga chhiah (tax) lakna chikhat a ni. TDS hi sawrkarin chhiah awlruk \hin pumpelhna tura sum lo lut a\anga chhiah a lo lak nghal ang hi a ni a, sum pung emaw, commission emaw, hlawh a\ang emaw pawhin lak theih a ni.

Engtin nge TDS chu cut tur? :

TDS hi kumkhat chhunga Bank-a kan sum deposit a\anga a pung (interest) tlingkhawm leh Fixed deposit a\anga kan sum dah pung (interest) a\anga lak tur a ni a. Hei hi Pan Card nei tan 10% cut tur a ni a, Pan Card neilo tan chuan 20% cut tur a ni. Senior Citizen-ah chuan Interest Rs. 50,000 chinah cut tur a ni thung.

Hetiang hian kan hriatthiam theih nan han hrilhfiah dawn teh ang :

1) SBI-ah Saving Account kan lo nei ta a, kan account ah englai pawha Rs. nuai 2/3 kan dah reng anih chuan kum khatah cheng sing chuang fe in a lo pung hman dawn a. Chuta kan sum dah (saving account) pung chu Rs 10,000 (Sing khat) lo ni ta se, 10% (Rs 1000) chu kan account a\angin a in cut anga, kan sum pung Rs. 10,000 ah Rs. 9000 chiah kan chang dawn a ni. Pan Card kan neihloh erawh chuan 20% a in cut anga Rs. 10,000/- kan account a pung kan neih laiin Rs. 8000 chiah kan chang dawn anih chu. Chutiang bawkin Fixed Deposit-ah pawh a ni. TDS hi Bank account-a kan sum neih tam lamah ni lovin kan sum dah pung (Interest) a\anga chhut tur a ni.

2) Senior Citizen kum 60 chin chunglam tan erawh chuan TDS lak chin tur hi sum pung (Interest) Rs. 50,000 chinah a ni thung.

TDS hian tunge a nghawng ang? :

TDS cut hian mipui zawng zawng a nghawng lem lo tih erawh hria ila. Sum ngah deuh leh Bank Account-a deposit tam deuh erawh a nghawng hle thung ang. Mirethei leh mi nawlpui kum khatah Bank interest Rs. 10,000/- nei phalo tan chuan engmah nghawng a nei lova, buaipui ve chiam a ngai lem lo. Amaherawh chu mi hausa leh sum ngah, Bank Account a dah vak vak ho erawh hi chu a nghawng nasa viau thung ang.

TDS cut ta se khawiah nge sum a kal ang? :

TDS hi cut lo ni ta se, TDS-a Bank in pawisa a cut zawng zawng hi Central sawrkar sum bawmah a lut vek dawn a, sawrkar revenue a tipung hle dawn a ni.

Engvangin nge kan dodal? :

Mizote hian sawrkar \ha leh hmasawn neih kan duh a, mahse kan sum bawm a\anga sawrkar a sum chhunluh/Tax pek erawh kan hreh hle. Hnam hnuaihnung (Tribal) kan nih avang hian Dan pawh hian Tax chi hrang hrang hi min awl nasa hle a, hei hi kan vanneih phah a, sawrkar hnathawk pawh a hlawh tam tam Bank Account a pung thur thur a, sumdawng pawh a sum lalut tam tam an sum bawm a pung a, mirethei ber leh hausa ber pawhin sawrkar a kan sum chhunluh a inthlau lo hle. Heng te hi Pathian malsawmna a ni kan ti thei angem? Nge kan hnam kan retheih vanga malsawmna kan dawn kan ti dawn? Hnam vannei tak zawng kan lo ni!

Hetiang anih avang hian Section 10 (26) of the Income Tax Act 1961-in a tarlan dan chuan Schedule Tribe member Tribal area-a awm Arunachal Pradesh, Manipur, Mizoram, Nagaland, Tripura ami te chu Income Tax awl tura tih a ni a, hemi dan hian Mizoram min lo hum si avangin TDS hi lak loh tur ni awm tak a ni ta a, chu chu tuna Mizoram a SBI in a TDS a lak tum kan dodal nachhan chu a ni ta a ni. Income Tax Act 1961 hi siam\hat anih si loh chuan Mizoram a SBI Customer tena TDS kan lo pe ve ngawt tur hi thil \ullo tak a lo ni ta tihna anih chu.

Pumpelhna kawng dang :

TDS hi Central sawrkar hian Mizoram leh hmarchhak state dang ah te hian la lui ta se, TDS pek ngai lo pui (Interest Rs. 10,000/- aia tam Bank Interest nei) TDS min lo cut palh anih chuan TDS cut anih loh nan Form 15G/15H thehlutin TDS exemption hi a dil theih bawk.